You can write your own will in Florida. Again, we do not recommend it. We have seen families have to endure costly and lengthy court proceedings because of a defect or omission in a do-it-yourself will.

Yes, it is always advisable to name a guardian in your will. But having an estate plan provides more control and flexibility. For example, without an estate plan, minor children will receive their inheritance at age 18, regardless of whether or not they are mature enough to handle it.

With Estate planning, you can direct that your trustee not release the inherited funds until after 18. You may select 21, 25, or any age. That does not mean that the children cannot receive money for things that they may need. Your trustee may be authorized to provide money prior to the age that you specify for things such as education, health, or maintenance. Also, your trustee can be authorized to withhold giving out those funds if the child has reached the specified age but had a then-pending legal or abuse issue. For example, if a child is being sued or going through a divorce, or has a drug or alcohol problem, the trustee may elect not to release the funds until the situation has been resolved.

You should review your estate plan whenever there is a life event such as a death, a marriage, or the birth of anyone close to you to ensure that your plan adequately addresses your concerns.

Even if there have been no major changes, it is still good practice to review your plan every 3-4 years to ensure it remains up to date.

If you die without a will in Florida, that is called dying intestate. A probate case may be required to dispose of your assets. The court will apply the laws and transfer your assets in order of priority. Refer to Florida Statute 732, which outlines the process.

You may disinherit an adult child, but Florida places restrictions on disinheriting minor children and spouses.